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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,216 | $102,422+211.7% | $147,117+117.0% | $80,959+294.3% |
| Participation rate | 90.6% | 75.9%+14.8pp | 82.2%+8.4pp | 67.7%+23.0pp |
| Annual return | 8.73% | 135.16%-126.4pp | 420.54%-411.8pp | 35.67%-26.9pp |
| Employer contribution / active EE | $4,967 | $3,717+33.6% | $4,932+0.7% | $2,757+80.2% |
| Participant deferral / active EE | $8,831 | $6,652+32.8% | $8,065+9.5% | $4,300+105.4% |
| Admin fee / account holder | $42,462 | $7,953+433.9% | $12,993+226.8% | $6,925+513.1% |