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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,216 | $102,382+211.8% | $147,005+117.1% | $80,874+294.7% |
| Participation rate | 90.6% | 75.8%+14.8pp | 82.2%+8.5pp | 67.6%+23.0pp |
| Annual return | 8.73% | 134.89%-126.2pp | 418.76%-410.0pp | 35.62%-26.9pp |
| Employer contribution / active EE | $4,967 | $3,715+33.7% | $4,934+0.7% | $2,756+80.3% |
| Participant deferral / active EE | $8,831 | $6,646+32.9% | $8,070+9.4% | $4,297+105.5% |
| Admin fee / account holder | $42,462 | $7,942+434.6% | $13,006+226.5% | $6,935+512.3% |