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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,216 | $102,429+211.6% | $147,096+117.0% | $80,925+294.5% |
| Participation rate | 90.6% | 75.9%+14.8pp | 82.2%+8.4pp | 67.7%+23.0pp |
| Annual return | 8.73% | 135.02%-126.3pp | 419.75%-411.0pp | 35.65%-26.9pp |
| Employer contribution / active EE | $4,967 | $3,716+33.7% | $4,936+0.6% | $2,756+80.2% |
| Participant deferral / active EE | $8,831 | $6,649+32.8% | $8,071+9.4% | $4,299+105.4% |
| Admin fee / account holder | $42,462 | $7,957+433.7% | $13,005+226.5% | $6,940+511.8% |