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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,751 | $82,674+220.2% | $125,363+111.2% | $68,495+286.5% |
| Participation rate | 96.4% | 75.0%+21.4pp | 82.4%+14.1pp | 67.9%+28.5pp |
| Annual return | -15.85% | -5.97%-9.9pp | 572.15%-588.0pp | -7.84%-8.0pp |
| Employer contribution / active EE | $5,991 | $3,382+77.2% | $4,815+24.4% | $2,596+130.7% |
| Participant deferral / active EE | $9,633 | $6,111+57.6% | $7,447+29.4% | $4,028+139.2% |
| Admin fee / account holder | $7,329 | $6,276+16.8% | $10,005-26.8% | $5,403+35.6% |