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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,800 | $208,088-87.6% | $186,193-86.1% | $154,746-83.3% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.1%-10.4pp | 80.7%-14.0pp |
| Annual return | 20.65% | 89.97%-69.3pp | 78.03%-57.4pp | 172.34%-151.7pp |
| Employer contribution / active EE | $2,982 | $4,340-31.3% | $3,918-23.9% | $4,379-31.9% |
| Participant deferral / active EE | $5,460 | $7,078-22.9% | $6,513-16.2% | $6,730-18.9% |
| Admin fee / account holder | $7,537 | $11,698-35.6% | $11,058-31.8% | $14,365-47.5% |