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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,849 | $227,597-89.5% | $189,575-87.4% | $167,536-85.8% |
| Participation rate | 38.1% | 82.5%-44.4pp | 78.4%-40.4pp | 82.1%-44.0pp |
| Annual return | 15.52% | 78.44%-62.9pp | 64.19%-48.7pp | 478.82%-463.3pp |
| Employer contribution / active EE | $2,354 | $5,316-55.7% | $4,412-46.6% | $4,839-51.3% |
| Participant deferral / active EE | $2,590 | $7,002-63.0% | $6,174-58.0% | $6,342-59.2% |
| Admin fee / account holder | $648 | $11,877-94.5% | $9,806-93.4% | $12,315-94.7% |