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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,666 | $68,996-72.9% | $159,991-88.3% | $68,495-72.7% |
| Participation rate | 32.1% | 65.4%-33.3pp | 78.0%-45.8pp | 67.9%-35.7pp |
| Annual return | -17.71% | -9.65%-8.1pp | 408.82%-426.5pp | -7.84%-9.9pp |
| Employer contribution / active EE | $0 | $2,212-100.0% | $4,225-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,903 | $4,211-54.8% | $6,183-69.2% | $4,028-52.8% |
| Admin fee / account holder | $1,781 | $4,797-62.9% | $8,715-79.6% | $5,403-67.0% |