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| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $44,610 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,798 | $92,186+8.3% | $105,624-5.5% | $77,762+28.3% |
| Participation rate | 94.8% | 81.0%+13.7pp | 75.3%+19.5pp | 70.6%+24.2pp |
| Annual return | 15.57% | 17.83%-2.3pp | 116.20%-100.6pp | 31.27%-15.7pp |
| Employer contribution / active EE | $2,587 | $3,376-23.4% | $3,168-18.3% | $2,728-5.2% |
| Participant deferral / active EE | $4,319 | $5,395-20.0% | $5,013-13.8% | $4,651-7.1% |
| Admin fee / account holder | $44 | $219-79.9% | $10,961-99.6% | $433-89.8% |