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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $40,576 |
Filed as: PENSIONMARK FINANCIAL GROUP, LLC Service code 70 · EIN 61-1758632 | Consulting Fees | $5,000 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,083 | $74,347-23.2% | $93,614-39.0% | $67,579-15.5% |
| Participation rate | 93.6% | 80.6%+13.0pp | 75.8%+17.8pp | 71.3%+22.3pp |
| Annual return | 18.88% | 28.07%-9.2pp | 32.76%-13.9pp | 378.56%-359.7pp |
| Employer contribution / active EE | $2,002 | $2,583-22.5% | $2,718-26.3% | $2,148-6.8% |
| Participant deferral / active EE | $3,424 | $4,060-15.7% | $4,069-15.8% | $3,539-3.2% |
| Admin fee / account holder | $39 | $123-68.6% | $7,889-99.5% | $142-72.9% |