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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,572 | $100,792+112.9% | $86,691+147.5% | $134,509+59.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -12.47% | 29.08%-41.6pp | 35.94%-48.4pp | 418.13%-430.6pp |
| Employer contribution / active EE | $16,148 | $3,491+362.6% | $2,837+469.2% | $4,741+240.6% |
| Participant deferral / active EE | $10,336 | $5,339+93.6% | $4,656+122.0% | $6,400+61.5% |
| Admin fee / account holder | $10,623 | $10,924-2.8% | $7,492+41.8% | $11,427-7.0% |