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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,007 | $98,240+38.4% | $82,312+65.2% | $147,586-7.8% |
| Participation rate | 94.4% | 79.7%+14.7pp | 76.9%+17.6pp | 82.8%+11.6pp |
| Annual return | 17.23% | 30.85%-13.6pp | 25.88%-8.6pp | 578.59%-561.4pp |
| Employer contribution / active EE | $11,536 | $3,192+261.4% | $2,428+375.0% | $4,876+136.6% |
| Participant deferral / active EE | $5,473 | $4,383+24.9% | $3,706+47.7% | $5,439+0.6% |
| Admin fee / account holder | $1,016 | $8,563-88.1% | $5,608-81.9% | $10,886-90.7% |