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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,970 | $88,707+9.3% | $74,184+30.7% | $273,972-64.6% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.6%+10.9pp | 83.0%+4.5pp |
| Annual return | 10.77% | 11.94%-1.2pp | 17.74%-7.0pp | 41.46%-30.7pp |
| Employer contribution / active EE | $12,265 | $3,159+288.2% | $2,370+417.5% | $4,869+151.9% |
| Participant deferral / active EE | $6,672 | $4,212+58.4% | $3,550+88.0% | $5,287+26.2% |
| Admin fee / account holder | $546 | $8,717-93.7% | $5,586-90.2% | $10,133-94.6% |