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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,540 | $67,602+65.0% | $82,312+35.5% | $70,126+59.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 18.38% | 21.57%-3.2pp | 25.88%-7.5pp | 73.15%-54.8pp |
| Employer contribution / active EE | $5,633 | $1,755+221.0% | $2,428+132.0% | $2,343+140.5% |
| Participant deferral / active EE | $4,275 | $2,987+43.1% | $3,706+15.3% | $3,332+28.3% |
| Admin fee / account holder | $1,630 | $4,512-63.9% | $5,608-70.9% | $4,645-64.9% |