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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,229 | $62,583+42.6% | $76,767+16.2% | $64,173+39.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -10.58% | -1.95%-8.6pp | 2.43%-13.0pp | 7.63%-18.2pp |
| Employer contribution / active EE | $6,303 | $1,832+244.0% | $2,485+153.6% | $2,381+164.7% |
| Participant deferral / active EE | $4,773 | $3,145+51.8% | $3,852+23.9% | $3,470+37.6% |
| Admin fee / account holder | $7,240 | $4,667+55.1% | $6,675+8.5% | $4,887+48.1% |