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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,388 | $80,983+111.6% | $96,544+77.5% | $75,177+128.0% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 5.98% | 27.05%-21.1pp | 25.88%-19.9pp | 160.75%-154.8pp |
| Employer contribution / active EE | $9,633 | $2,282+322.0% | $2,966+224.7% | $2,671+260.6% |
| Participant deferral / active EE | $4,714 | $3,929+20.0% | $4,851-2.8% | $4,126+14.2% |
| Admin fee / account holder | $2,830 | $6,717-57.9% | $8,254-65.7% | $5,651-49.9% |