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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA ADVISOR NETWORKS Service code 26 2301 ROSECRANS AVE · EL SEGUNDO, CA 90245 | Advisory (Participants) | $27,525 |
THE VANGUARD GROUP, INC.4 years Filed as: THE VANGUARD GROUP Service code 64 · EIN 23-1945930 | Recordkeeping Fees | $14,145 |
INTAC ACTUARIAL SERVICES4 years Service code 11 300 TICE BLVD, SUITE 289 · WOODCLIFF LAKE, NJ 07677 | Actuarial | $12,673 |
PRICEKUBECKA PLLC2 years Service code 10 · EIN 75-2783674 | Accounting | $11,250 |
ASCENSUS LLC2 years Filed as: FUTUREPLAN(ASCENSUS) Service code 11 415 8TH AVE NE, · BRAINER, MN 56401 | Actuarial | $8,143 |
ASCENSUS LLC2 years Filed as: ASCENSUS Service code 64 | Recordkeeping Fees | $2 |
ASCENSUS LLC3 years Service code 64 · EIN 11-3665754 | Recordkeeping Fees | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,427 | $101,778-21.0% | $164,975-51.2% | $80,925-0.6% |
| Participation rate | 93.0% | 71.8%+21.1pp | 78.6%+14.3pp | 67.7%+25.3pp |
| Annual return | 11.42% | 16.73%-5.3pp | 70.12%-58.7pp | 35.65%-24.2pp |
| Employer contribution / active EE | $704 | $2,954-76.2% | $4,343-83.8% | $2,756-74.5% |
| Participant deferral / active EE | $5,891 | $4,477+31.6% | $6,033-2.4% | $4,299+37.0% |
| Admin fee / account holder | $706 | $8,221-91.4% | $12,688-94.4% | $6,940-89.8% |