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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SECURIAN FINANCIAL SERVICES Service code 26 · EIN 41-1486060 | Advisory (Participants) | $23,917 |
THE VANGUARD GROUP, INC.1 year Filed as: THE VANGUARD GROUP Service code 64 · EIN 23-1945930 | Recordkeeping Fees | $12,285 |
INTAC ACTUARIAL SERVICES1 year Service code 11 50 TICE BLVD · WOODCLIFF LAKE, NJ 07677 | Actuarial | $1,800 |
Plan reported corrective distributions (failed ADP/ACP testing).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,641 | $62,592-4.7% | $85,709-30.4% | $85,847-30.5% |
| Participation rate | 82.5% | 61.1%+21.4pp | 69.9%+12.6pp | 69.3%+13.2pp |
| Annual return | 11.95% | 23.77%-11.8pp | 21.49%-9.5pp | 318.61%-306.7pp |
| Employer contribution / active EE | $658 | $1,755-62.5% | $2,619-74.9% | $2,565-74.4% |
| Participant deferral / active EE | $4,004 | $2,802+42.9% | $3,924+2.1% | $3,952+1.3% |
| Admin fee / account holder | $278 | $4,643-94.0% | $6,876-96.0% | $6,261-95.6% |