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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,798 | $148,623-45.6% | $135,974-40.6% | $139,466-42.1% |
| Participation rate | 70.8% | 83.9%-13.0pp | 81.9%-11.1pp | 80.3%-9.5pp |
| Annual return | 15.99% | 79.30%-63.3pp | 68.30%-52.3pp | 373.66%-357.7pp |
| Employer contribution / active EE | $428 | $5,246-91.8% | $4,859-91.2% | $4,754-91.0% |
| Participant deferral / active EE | $4,284 | $8,103-47.1% | $7,760-44.8% | $6,712-36.2% |
| Admin fee / account holder | $4,009 | $12,406-67.7% | $10,767-62.8% | $11,409-64.9% |