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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,713 | $85,766-47.9% | $136,298-67.2% | $70,126-36.2% |
| Participation rate | 71.1% | 74.2%-3.1pp | 81.9%-10.9pp | 69.5%+1.5pp |
| Annual return | 16.90% | 31.46%-14.6pp | 5156.27%-5139.4pp | 73.15%-56.3pp |
| Employer contribution / active EE | $296 | $2,966-90.0% | $4,696-93.7% | $2,343-87.4% |
| Participant deferral / active EE | $2,961 | $5,051-41.4% | $6,247-52.6% | $3,332-11.1% |
| Admin fee / account holder | $4,250 | $5,421-21.6% | $9,244-54.0% | $4,645-8.5% |