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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,085 | $89,367-17.1% | $141,191-47.5% | $72,975+1.5% |
| Participation rate | 85.7% | 75.1%+10.6pp | 82.5%+3.2pp | 69.5%+16.2pp |
| Annual return | 20.79% | 111.87%-91.1pp | 71.41%-50.6pp | 81.01%-60.2pp |
| Employer contribution / active EE | $347 | $3,115-88.8% | $4,736-92.7% | $2,440-85.8% |
| Participant deferral / active EE | $3,473 | $5,419-35.9% | $6,710-48.2% | $3,608-3.7% |
| Admin fee / account holder | $2,666 | $5,957-55.3% | $10,264-74.0% | $5,124-48.0% |