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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,924 | $77,817-42.3% | $123,553-63.6% | $64,173-30.0% |
| Participation rate | 74.3% | 74.7%-0.4pp | 82.3%-8.0pp | 69.6%+4.7pp |
| Annual return | -5.17% | 12.49%-17.7pp | 119.21%-124.4pp | 7.63%-12.8pp |
| Employer contribution / active EE | $368 | $3,014-87.8% | $4,628-92.0% | $2,381-84.5% |
| Participant deferral / active EE | $3,681 | $5,240-29.7% | $6,426-42.7% | $3,470+6.1% |
| Admin fee / account holder | $2,737 | $5,519-50.4% | $9,284-70.5% | $4,887-44.0% |