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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,494 | $102,422-6.8% | $147,117-35.1% | $80,959+18.0% |
| Participation rate | 70.4% | 75.9%-5.5pp | 82.2%-11.8pp | 67.7%+2.7pp |
| Annual return | 12.64% | 135.16%-122.5pp | 420.54%-407.9pp | 35.67%-23.0pp |
| Employer contribution / active EE | $381 | $3,717-89.8% | $4,932-92.3% | $2,757-86.2% |
| Participant deferral / active EE | $3,808 | $6,652-42.8% | $8,065-52.8% | $4,300-11.5% |
| Admin fee / account holder | $2,301 | $7,953-71.1% | $12,993-82.3% | $6,925-66.8% |