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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,810 | $100,139+6.7% | $85,187+25.4% | $145,884-26.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.74% | 84.15%-72.4pp | 66.67%-54.9pp | 551.85%-540.1pp |
| Employer contribution / active EE | $3,102 | $3,238-4.2% | $2,732+13.5% | $4,662-33.5% |
| Participant deferral / active EE | $13,243 | $5,296+150.1% | $4,525+192.7% | $6,690+98.0% |
| Admin fee / account holder | $4,641 | $7,262-36.1% | $6,162-24.7% | $13,392-65.3% |