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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,246 | $96,419-11.6% | $80,648+5.7% | $139,487-38.9% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 19.08% | 1352.86%-1333.8pp | 937.21%-918.1pp | 373.84%-354.8pp |
| Employer contribution / active EE | $2,643 | $3,261-19.0% | $2,724-3.0% | $4,755-44.4% |
| Participant deferral / active EE | $11,866 | $5,225+127.1% | $4,443+167.1% | $6,713+76.8% |
| Admin fee / account holder | $1,173 | $6,605-82.2% | $5,382-78.2% | $11,407-89.7% |