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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,513 | $114,093-49.6% | $96,171-40.2% | $167,536-65.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 17.74% | 190.00%-172.3pp | 192.04%-174.3pp | 478.82%-461.1pp |
| Employer contribution / active EE | $2,304 | $3,429-32.8% | $2,799-17.7% | $4,839-52.4% |
| Participant deferral / active EE | $10,087 | $5,197+94.1% | $4,350+131.9% | $6,342+59.1% |
| Admin fee / account holder | $845 | $6,899-87.8% | $5,538-84.7% | $12,315-93.1% |