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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,404 | $93,124-36.2% | $77,100-23.0% | $134,545-55.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -20.05% | 62.68%-82.7pp | 42.35%-62.4pp | 418.37%-438.4pp |
| Employer contribution / active EE | $2,473 | $3,421-27.7% | $2,815-12.1% | $4,742-47.8% |
| Participant deferral / active EE | $10,947 | $5,242+108.8% | $4,430+147.1% | $6,401+71.0% |
| Admin fee / account holder | $708 | $6,970-89.8% | $5,443-87.0% | $11,431-93.8% |