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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,810 | $100,203+6.6% | $85,240+25.3% | $145,897-26.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.74% | 84.28%-72.5pp | 66.75%-55.0pp | 552.29%-540.6pp |
| Employer contribution / active EE | $3,102 | $3,242-4.3% | $2,735+13.4% | $4,663-33.5% |
| Participant deferral / active EE | $13,243 | $5,299+149.9% | $4,527+192.5% | $6,689+98.0% |
| Admin fee / account holder | $4,641 | $7,265-36.1% | $6,165-24.7% | $13,390-65.3% |