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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,686 | $102,393-4.6% | $147,041-33.6% | $80,911+20.7% |
| Participation rate | 75.8% | 75.9%-0.1pp | 82.2%-6.4pp | 67.6%+8.1pp |
| Annual return | 11.18% | 134.95%-123.8pp | 419.21%-408.0pp | 35.63%-24.4pp |
| Employer contribution / active EE | $2,179 | $3,715-41.3% | $4,935-55.8% | $2,756-20.9% |
| Participant deferral / active EE | $7,514 | $6,647+13.1% | $8,071-6.9% | $4,297+74.9% |
| Admin fee / account holder | $1,182 | $7,943-85.1% | $13,006-90.9% | $6,935-83.0% |