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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,743 | $157,296-56.9% | $141,191-52.0% | $152,897-55.7% |
| Participation rate | 68.4% | 84.8%-16.4pp | 82.5%-14.1pp | 82.5%-14.0pp |
| Annual return | 16.99% | 64.34%-47.3pp | 71.41%-54.4pp | 345.43%-328.4pp |
| Employer contribution / active EE | $2,762 | $5,262-47.5% | $4,736-41.7% | $4,764-42.0% |
| Participant deferral / active EE | $6,973 | $7,111-1.9% | $6,710+3.9% | $5,851+19.2% |
| Admin fee / account holder | $47,292 | $12,125+290.0% | $10,264+360.8% | $11,599+307.7% |