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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,321 | $150,447-21.4% | $136,298-13.2% | $147,586-19.8% |
| Participation rate | 70.0% | 84.4%-14.4pp | 81.9%-11.9pp | 82.8%-12.8pp |
| Annual return | 12.62% | 1049.15%-1036.5pp | 5156.27%-5143.7pp | 578.59%-566.0pp |
| Employer contribution / active EE | $2,683 | $5,256-48.9% | $4,696-42.9% | $4,876-45.0% |
| Participant deferral / active EE | $5,573 | $6,631-15.9% | $6,247-10.8% | $5,439+2.5% |
| Admin fee / account holder | $12,154 | $10,906+11.4% | $9,244+31.5% | $10,886+11.7% |