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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,239 | $176,105-77.7% | $159,474-75.4% | $167,536-76.6% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 8.15% | 331.91%-323.8pp | 263.68%-255.5pp | 478.82%-470.7pp |
| Employer contribution / active EE | $1,320 | $5,299-75.1% | $4,831-72.7% | $4,839-72.7% |
| Participant deferral / active EE | $3,219 | $7,751-58.5% | $7,353-56.2% | $6,342-49.2% |
| Admin fee / account holder | $41,943 | $12,559+234.0% | $10,802+288.3% | $12,315+240.6% |