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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,349 | $165,399-31.5% | $149,745-24.3% | $158,982-28.7% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 8.12% | 348.34%-340.2pp | 276.72%-268.6pp | 302.99%-294.9pp |
| Employer contribution / active EE | $2,005 | $5,105-60.7% | $4,646-56.8% | $4,763-57.9% |
| Participant deferral / active EE | $7,357 | $7,183+2.4% | $6,843+7.5% | $5,983+22.9% |
| Admin fee / account holder | $25,009 | $10,811+131.3% | $9,312+168.6% | $11,252+122.3% |