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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,571 | $160,040-44.7% | $147,096-39.8% | $145,877-39.3% |
| Participation rate | 44.4% | 84.0%-39.6pp | 82.2%-37.7pp | 80.3%-35.9pp |
| Annual return | 18.46% | 98.49%-80.0pp | 419.75%-401.3pp | 551.28%-532.8pp |
| Employer contribution / active EE | $1,274 | $5,289-75.9% | $4,936-74.2% | $4,663-72.7% |
| Participant deferral / active EE | $3,565 | $8,429-57.7% | $8,071-55.8% | $6,691-46.7% |
| Admin fee / account holder | $1,834 | $15,050-87.8% | $13,005-85.9% | $13,402-86.3% |