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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,492 | $131,835-83.7% | $108,582-80.2% | $273,972-92.2% |
| Participation rate | 71.4% | 83.5%-12.0pp | 79.6%-8.1pp | 83.0%-11.6pp |
| Annual return | 7.10% | -91.57%+98.7pp | -51.70%+58.8pp | 41.46%-34.4pp |
| Employer contribution / active EE | $1,575 | $4,913-67.9% | $3,758-58.1% | $4,869-67.7% |
| Participant deferral / active EE | $4,669 | $5,127-8.9% | $4,311+8.3% | $5,287-11.7% |
| Admin fee / account holder | $4,705 | $10,253-54.1% | $7,645-38.5% | $10,133-53.6% |