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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,206 | $113,941-85.8% | $94,229-82.8% | $125,389-87.1% |
| Participation rate | 80.0% | 82.9%-2.9pp | 78.8%+1.2pp | 83.2%-3.2pp |
| Annual return | 14.85% | 5.29%+9.6pp | 10.68%+4.2pp | 282.24%-267.4pp |
| Employer contribution / active EE | $1,395 | $4,727-70.5% | $3,587-61.1% | $4,866-71.3% |
| Participant deferral / active EE | $4,808 | $5,179-7.2% | $4,320+11.3% | $5,352-10.2% |
| Admin fee / account holder | $390 | $8,392-95.4% | $6,269-93.8% | $9,541-95.9% |