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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,616 | $166,242-57.5% | $165,071-57.2% | $145,884-51.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 12.15% | 100.44%-88.3pp | 70.17%-58.0pp | 551.85%-539.7pp |
| Employer contribution / active EE | $2,426 | $5,283-54.1% | $4,347-44.2% | $4,662-48.0% |
| Participant deferral / active EE | $5,907 | $6,964-15.2% | $6,035-2.1% | $6,690-11.7% |
| Admin fee / account holder | $5,813 | $16,658-65.1% | $12,695-54.2% | $13,392-56.6% |