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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,484 | $154,159+70.3% | $130,026+101.9% | $139,456+88.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 24.31% | 32.50%-8.2pp | -137.26%+161.6pp | 373.45%-349.1pp |
| Employer contribution / active EE | $1,506 | $5,292-71.5% | $4,321-65.1% | $4,753-68.3% |
| Participant deferral / active EE | $1,198 | $6,710-82.2% | $5,821-79.4% | $6,711-82.2% |
| Admin fee / account holder | $17,733 | $14,001+26.7% | $10,608+67.2% | $11,407+55.5% |