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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,939 | $142,392+34.1% | $119,622+59.6% | $134,532+41.9% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.3%-4.3pp | 81.2%-6.2pp |
| Annual return | -20.15% | -12.46%-7.7pp | -14.98%-5.2pp | 418.27%-438.4pp |
| Employer contribution / active EE | $24,678 | $5,224+372.4% | $4,232+483.1% | $4,741+420.5% |
| Participant deferral / active EE | $15,439 | $6,467+138.7% | $5,601+175.7% | $6,401+141.2% |
| Admin fee / account holder | $175,018 | $13,593+1187.6% | $10,328+1594.6% | $11,429+1431.4% |