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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,521 | $144,124+128.6% | $117,857+179.6% | $147,585+123.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 6.39% | 531.17%-524.8pp | 335.09%-328.7pp | 578.57%-572.2pp |
| Employer contribution / active EE | $24,348 | $4,897+397.2% | $3,786+543.1% | $4,876+399.3% |
| Participant deferral / active EE | $16,505 | $5,316+210.5% | $4,482+268.3% | $5,439+203.5% |
| Admin fee / account holder | $6,727 | $10,886-38.2% | $8,020-16.1% | $10,885-38.2% |