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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,692 | $94,439+94.5% | $73,658+149.4% | $154,746+18.7% |
| Participation rate | 100.0% | 64.7%+35.3pp | 57.0%+43.0pp | 80.7%+19.3pp |
| Annual return | 16.91% | 28.25%-11.3pp | 29.72%-12.8pp | 172.34%-155.4pp |
| Employer contribution / active EE | $8,333 | $1,257+562.8% | $1,032+707.2% | $4,379+90.3% |
| Participant deferral / active EE | $5,962 | $2,527+135.9% | $2,062+189.1% | $6,730-11.4% |
| Admin fee / account holder | $424 | $3,843-89.0% | $3,357-87.4% | $14,365-97.0% |