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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,692 | $67,823+170.8% | $52,425+250.4% | $137,256+33.8% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 16.91% | 219.11%-202.2pp | 302.12%-285.2pp | 220.34%-203.4pp |
| Employer contribution / active EE | $8,333 | $1,163+616.6% | $914+811.5% | $4,156+100.5% |
| Participant deferral / active EE | $5,962 | $2,288+160.6% | $1,790+233.0% | $6,407-7.0% |
| Admin fee / account holder | $424 | $2,844-85.1% | $2,495-83.0% | $12,270-96.5% |