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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,590 | $107,015+95.9% | $73,545+185.0% | $147,585+42.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 54.9%+45.1pp | 82.8%+17.2pp |
| Annual return | 19.63% | 38.25%-18.6pp | -15.16%+34.8pp | 578.57%-558.9pp |
| Employer contribution / active EE | $5,066 | $1,760+187.8% | $1,219+315.5% | $4,876+3.9% |
| Participant deferral / active EE | $5,213 | $2,462+111.8% | $1,806+188.6% | $5,439-4.2% |
| Admin fee / account holder | $12,376 | $3,055+305.1% | $2,320+433.5% | $10,885+13.7% |