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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,423 | $52,884+25.6% | $84,753-21.6% | $55,167+20.4% |
| Participation rate | 98.1% | 67.5%+30.6pp | 76.6%+21.6pp | 69.0%+29.2pp |
| Annual return | 6.34% | 18.03%-11.7pp | 22.78%-16.4pp | 169.23%-162.9pp |
| Employer contribution / active EE | $2,024 | $2,233-9.4% | $3,574-43.4% | $1,963+3.1% |
| Participant deferral / active EE | $3,524 | $2,644+33.3% | $3,712-5.1% | $3,054+15.4% |
| Admin fee / account holder | $1,552 | $581+167.3% | $5,333-70.9% | $504+208.1% |