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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,688 | $73,978+168.6% | $96,515+105.9% | $75,173+164.3% |
| Participation rate | 93.2% | 66.4%+26.8pp | 74.3%+18.8pp | 67.2%+26.0pp |
| Annual return | 12.93% | 26.72%-13.8pp | 35.73%-22.8pp | 160.72%-147.8pp |
| Employer contribution / active EE | $3,027 | $2,931+3.3% | $3,740-19.0% | $2,671+13.3% |
| Participant deferral / active EE | $10,870 | $3,660+197.0% | $4,880+122.8% | $4,126+163.4% |
| Admin fee / account holder | $12,343 | $5,219+136.5% | $6,735+83.3% | $5,651+118.4% |