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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,328 | $81,476+214.6% | $102,383+150.4% | $80,925+216.7% |
| Participation rate | 91.1% | 66.8%+24.3pp | 74.5%+16.6pp | 67.7%+23.5pp |
| Annual return | 7.84% | 25.59%-17.8pp | 24.94%-17.1pp | 35.65%-27.8pp |
| Employer contribution / active EE | $2,705 | $3,105-12.9% | $3,870-30.1% | $2,756-1.9% |
| Participant deferral / active EE | $9,950 | $3,871+157.0% | $5,060+96.6% | $4,299+131.5% |
| Admin fee / account holder | $2,759 | $6,717-58.9% | $8,391-67.1% | $6,940-60.2% |