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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,556 | $289,211-39.3% | $260,467-32.6% | $198,609-11.6% |
| Participation rate | 55.6% | 83.1%-27.5pp | 80.5%-24.9pp | 82.4%-26.8pp |
| Annual return | 14.81% | 112.90%-98.1pp | 100.60%-85.8pp | 202.70%-187.9pp |
| Employer contribution / active EE | $1,723 | $4,663-63.1% | $4,239-59.4% | $5,055-65.9% |
| Participant deferral / active EE | $3,983 | $6,812-41.5% | $6,319-37.0% | $6,977-42.9% |
| Admin fee / account holder | $16 | $16,236-99.9% | $15,461-99.9% | $19,030-99.9% |