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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,556 | $180,749-2.9% | $160,784+9.2% | $137,256+27.9% |
| Participation rate | 55.6% | 80.0%-24.4pp | 77.0%-21.4pp | 80.0%-24.4pp |
| Annual return | 14.81% | 2234.46%-2219.7pp | 1803.92%-1789.1pp | 220.34%-205.5pp |
| Employer contribution / active EE | $1,723 | $4,155-58.5% | $3,733-53.8% | $4,156-58.5% |
| Participant deferral / active EE | $3,983 | $6,844-41.8% | $6,293-36.7% | $6,407-37.8% |
| Admin fee / account holder | $16 | $10,397-99.8% | $9,717-99.8% | $12,270-99.9% |