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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,886 | $108,942-44.1% | $100,415-39.4% | $145,897-58.3% |
| Participation rate | 77.8% | 83.0%-5.2pp | 81.5%-3.7pp | 80.3%-2.5pp |
| Annual return | 10.99% | 58.27%-47.3pp | 49.47%-38.5pp | 552.29%-541.3pp |
| Employer contribution / active EE | $3,117 | $4,422-29.5% | $3,943-21.0% | $4,663-33.2% |
| Participant deferral / active EE | $8,489 | $8,461+0.3% | $8,091+4.9% | $6,689+26.9% |
| Admin fee / account holder | $18,267 | $9,702+88.3% | $7,906+131.1% | $13,390+36.4% |