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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,145 | $100,970-46.4% | $96,576-43.9% | $137,256-60.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 19.50% | 38.16%-18.7pp | 38.47%-19.0pp | 220.34%-200.8pp |
| Employer contribution / active EE | $3,544 | $3,809-7.0% | $3,553-0.3% | $4,156-14.7% |
| Participant deferral / active EE | $8,562 | $8,286+3.3% | $7,956+7.6% | $6,407+33.6% |
| Admin fee / account holder | $628 | $11,312-94.4% | $11,381-94.5% | $12,270-94.9% |