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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,018 | $99,647-26.7% | $86,439-15.5% | $134,509-45.7% |
| Participation rate | 80.0% | 82.1%-2.1pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -16.44% | 6784.13%-6800.6pp | 4395.55%-4412.0pp | 418.13%-434.6pp |
| Employer contribution / active EE | $3,611 | $4,401-17.9% | $3,769-4.2% | $4,741-23.8% |
| Participant deferral / active EE | $15,725 | $7,246+117.0% | $6,952+126.2% | $6,400+145.7% |
| Admin fee / account holder | $1,154 | $8,373-86.2% | $6,732-82.9% | $11,427-89.9% |