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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,175 | $78,707+87.0% | $117,861+24.9% | $70,126+109.9% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 9.56% | 23.30%-13.7pp | 335.11%-325.5pp | 73.15%-63.6pp |
| Employer contribution / active EE | $4,142 | $2,223+86.3% | $3,786+9.4% | $2,343+76.8% |
| Participant deferral / active EE | $8,474 | $3,297+157.0% | $4,482+89.1% | $3,332+154.3% |
| Admin fee / account holder | $1,496 | $5,066-70.5% | $8,021-81.3% | $4,645-67.8% |