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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,108 | $91,559+66.1% | $133,978+13.5% | $79,856+90.5% |
| Participation rate | 98.0% | 73.3%+24.7pp | 79.8%+18.2pp | 69.6%+28.4pp |
| Annual return | 8.94% | 61.85%-52.9pp | 45.10%-36.2pp | 31.71%-22.8pp |
| Employer contribution / active EE | $5,791 | $2,384+142.9% | $3,919+47.8% | $2,471+134.3% |
| Participant deferral / active EE | $7,315 | $3,734+95.9% | $5,047+44.9% | $3,741+95.6% |
| Admin fee / account holder | $11,632 | $6,321+84.0% | $8,930+30.3% | $5,306+119.2% |