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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,267 | $72,404+106.2% | $110,243+35.4% | $64,173+132.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 15.17% | -6.29%+21.5pp | 314.76%-299.6pp | 7.63%+7.5pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $3,827-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $7,921 | $3,469+128.3% | $4,672+69.5% | $3,470+128.3% |
| Admin fee / account holder | $844 | $5,664-85.1% | $8,548-90.1% | $4,887-82.7% |