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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,626 | $106,864+70.0% | $147,318+23.3% | $82,637+119.8% |
| Participation rate | 86.5% | 75.5%+11.0pp | 82.1%+4.4pp | 68.1%+18.4pp |
| Annual return | 12.51% | 27.49%-15.0pp | 70.43%-57.9pp | 53.51%-41.0pp |
| Employer contribution / active EE | $3,817 | $3,417+11.7% | $4,593-16.9% | $2,552+49.6% |
| Participant deferral / active EE | $7,356 | $6,496+13.3% | $7,906-7.0% | $4,126+78.3% |
| Admin fee / account holder | $16,178 | $8,415+92.3% | $13,708+18.0% | $7,339+120.5% |