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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,486 | $93,589+70.4% | $135,942+17.3% | $75,181+112.1% |
| Participation rate | 81.8% | 75.2%+6.6pp | 81.9%-0.1pp | 67.2%+14.6pp |
| Annual return | 13.11% | 30.90%-17.8pp | 68.28%-55.2pp | 160.69%-147.6pp |
| Employer contribution / active EE | $3,344 | $3,537-5.5% | $4,858-31.2% | $2,671+25.2% |
| Participant deferral / active EE | $6,649 | $6,405+3.8% | $7,759-14.3% | $4,126+61.2% |
| Admin fee / account holder | $1,094 | $6,977-84.3% | $10,764-89.8% | $5,650-80.6% |